Auto insurance is a mandatory form of insurance in Ontario. In order to drive a car, you must have insurance. Although auto insurance can be seen as a nuisance at times, it can protect you and your family against financial disaster.
It is true that the government does require you to have auto insurance, but you are only required by law to have the minimum coverage. The auto insurance policy is a very complicated legal document and should not be considered a “do it yourself” purchase, unless you are well educated in the wordings and the laws surrounding the highway traffic act as well as the potential exposures when taken to court by another injured or damaged party.
As your broker, it is our job to make sure we have suggested the coverages that should be carried in order to best protect you from the dangers on the road, as well as the potential of theft. From collisions with other drivers, impact with animals, to damage to a vehicle from hail, we will go through the application process with you and make sure you are aware of what you are required to cover, what should be covered, and how you are covered.
When buying a car, your car dealer is going to want confirmation paperwork to make sure there interest in the vehicle is insured. Our staff will help make this process seamless by contacting the dealership and sending over your policy information, coverages, and new liability cards to allow you to show up and drive home in your new vehicle.
We can Compare auto insurance rates across a number of different companies to find the best option for you. We realize that price is a large portion of the equation when it comes to auto insurance and with individualized rating, we will make sure that we are finding the best option for you and your family.
For many, riding a motorcycle is a way of life in the warmer months of the year. At JWK we will work with you and your unique motorcycle insurance needs to make sure we place your bike with the best company for you.
As with our other insurance products, we will provide choice. We represent insurance companies that will reward the experienced riders and other ones that understand new riders need to get their start somewhere and reflect that in the coverage and premiums they deliver.